Stated Income Commercial Real Estate

Qualifying for a Stated Income Commercial Real Estate Loan: It’s Simpler Than You Think

Don’t let a less-than-perfect credit score deter you from applying for a lucrative loan. At O2 Capital, we guide you through the process of securing a stated income commercial real estate loan. The approval of this loan type primarily depends on the value of the property, although a minimum credit score of 600 is necessary. The key focus is that the property value should suffice to cover the taxes and mortgage expenses.

PUnderstanding stated Income Loans

Our stated income commercial real estate scheme is an attractive financing solution. It empowers you to acquire the desired real estate without the need for immediate full payment. The program offers several benefits:

• Eligibility for up to $500,000
• Fully-amortized loans with terms extending up to 25 years
• Competitive fixed interest rates
• Financing for diverse property types
• Up to 75% loan-to-value approvals

Qualifying applicants can expect swift approval. Borrowers routinely utilize funds from this program to purchase one or more commercial properties. Some might invest in new development on the acquired properties. The use of the loan amount is flexible once credited to your account.